Education
7 articles tagged “Education”
Mudarabah vs Wakala Deposits: What Qatar's Islamic Banks Actually Use (2026)
Gulf Islamic banks split between Mudarabah profit-sharing and Wakala agency deposits. Qatar's retail market is almost entirely Mudarabah. What each contract means, how the money flows, and what to check before you sign.
Islamic vs Conventional Banking in Qatar (2026): What Actually Differs When There Are No Windows
Qatar is the only major market where the choice is binary: fully Islamic banks or fully conventional ones, with no windows in between. What genuinely differs in structure, price and protection, and what is just branding.
Is the Profit From Qatari Islamic Banks Actually Halal? The Question Behind Every Account
Deposit profit that tracks interest rates, banks keeping 95% of pool returns, no published fatwas: the sceptic's case deserves a straight answer. How Qatari deposit profit is generated, governed and where doubts are legitimate.
QMRO Explained: The Benchmark Behind Your Qatari Financing Rate
AlRayan prices financing at QMRO plus 1.25% to 1.50%, and QMRO moves when the QCB moves, which moves when the Fed moves. How the benchmark chain works, why Islamic banks may use rate indices, and how to use the formula.
AAOIFI Shariah Screening Explained for Qatar Investors
Two tests decide whether a stock is halal: what the company does, and how its balance sheet is financed. The AAOIFI thresholds, how to run them on QSE-listed companies, and why Qatar's index does not show its work.
Takaful Surplus in Qatar: Who Actually Gets Money Back
Surplus distribution is takaful's defining promise: pool money left after claims belongs to participants. In Qatar, one operator has paid it every year since 1995, one pays cash today, and two are working off deficits. The mechanics and the record.
Faraid in Qatar: How Islamic Inheritance Shares Actually Work
Spouse, children, parents: the Quran assigns each a fixed fraction, and Qatari courts apply them as law. The primary shares, three worked estate examples, and why real cases need the full rules rather than a summary table.